Partnership Model 4 — The Working Partner’s Cut

Partnerships · 30 min

Aptitude · Partnerships · Model 4

The manager is paid before the split, not out of it

A working partner runs the business as well as funding it, so they take a salary or a percentage of the profit first. Only what is left goes into the capital × time split. Doing those two steps in the wrong order gives a different answer that still adds up correctly.

Set the cut and see both orders side by side
The cut comes off the top. Split the remainder, then hand the working partner their cut plus their share of that remainder.

01 The idea

Two kinds of partner, two kinds of income

A sleeping partner puts money in and does no work. Their income is their share of the profit and nothing else. A working partner puts money in and also runs the business, so they are paid twice: a wage for the work and a share for the capital.

The wage comes out first. Amit and Sumit invest ₹60,000 and ₹40,000, Amit manages the shop for 10% of the profit, and the year’s profit is ₹20,000. Amit’s fee is ₹2,000, so ₹18,000 is left. That ₹18,000 — not the ₹20,000 — is what the 3 : 2 capital ratio divides.

Amit takes three-fifths of ₹18,000, which is ₹10,800, and adds the ₹2,000 fee for a total income of ₹12,800. Sumit takes two-fifths, ₹7,200, and that is all Sumit gets.

Now do it in the wrong order. Split the whole ₹20,000 in 3 : 2 and you get ₹12,000 and ₹8,000. That looks fine: the two figures add to ₹20,000, both partners are paid, nothing is missing. It is also wrong by ₹800 each way, and no sum check will ever find it. This is why the order is the lesson.

Cut first, then split. The working partner’s income is the cut plus their share of what is left, and the sleeping partner’s is their share of what is left.
Sleeping partnerSupplies capital and no work. Income is the capital × time share of the remaining profit, with no salary attached.
Working partnerSupplies capital and runs the business. Income is cut + share of the remainder. Also called an active partner in some papers.
Gross and remaining profitGross profit is everything the business made. The remaining profit is what is left after every salary and commission, and it is the only figure the capital ratio ever touches.

02 Worked example

Amit manages the shop for 10% of ₹20,000

This sum runs through the whole lesson. Amit and Sumit invest ₹60,000 and ₹40,000. Amit is the working partner and takes 10% of the total profit as a management fee. The profit is ₹20,000. Find each partner’s total income.

Order of operationsAmitSumitTotal
Cut first, then split — correct₹12,800₹7,200₹20,000
Split first, fee treated as inside the share₹12,000₹8,000₹20,000
Difference−₹800+₹800₹0
1
Take the cut off the topTen per cent of the whole profit, paid for running the business. It is a wage, and it is settled before capital is mentioned.10% of 20,000 = ₹2,000
2
Find what is left to shareThis smaller figure is the only pot the capital ratio divides. Amit has not lost his claim on it — he gained a wage on top of it.20,000 − 2,000 = ₹18,000
3
Split the remainder by capitalThe capitals are 60,000 : 40,000, which is 3 : 2 over 5 parts, and 18,000 / 5 is ₹3,600 a part.Amit 3 × 3,600 = ₹10,800, Sumit 2 × 3,600 = ₹7,200
4
Try the wrong order and watch it moveSplit the full ₹20,000 in 3 : 2 and treat the fee as already inside Amit’s slice. Both figures still add to ₹20,000.wrong order: Amit ₹12,000, Sumit ₹8,000
5
Add the wage back for the managerAmit draws twice, Sumit once. Compare with the line above: same total, redistributed by ₹800.Amit = 2,000 + 10,800 = ₹12,800, Sumit = ₹7,200

Both orders produce two numbers that sum to ₹20,000, so the usual sanity check passes either way. The only defence is the order itself: the cut is a cost of the business and comes out before the owners divide anything. Note also which direction the error runs — splitting first underpays the manager, because it silently makes the sleeping partner share the wage.

03 The method

The formula, and the percentage trick for reverse questions

Two shapes of question. Forward ones give you the profit; reverse ones give you an income and want the profit, and there the whole sum is best done in percentages.

Working partner’s income = cut + (their capital share of (profit − cut)). Sleeping partner’s income = their capital share of (profit − cut). The cut may be a percentage of the profit, a fixed monthly salary × 12, or a fixed annual figure.
For any reverse question, call the total profit 100% and never leave percentages. A 20% cut leaves 80%, so a partner holding 3 of 5 capital parts takes 3/5 of 80% = 48%, and the working partner’s income is 20 + 48 = 68% of the profit. One equation, no unknown rupee amounts. There is also a closed form for the equal-income case: if the sleeping partner’s capital is n times the manager’s, the salary is (n − 1) / 2n of the profit — 25% when n = 2, 37.5% when n = 4.
How the cut is statedAnnual cutWatch for
10% of the total profit0.10 × profitof the total, not the rest
₹1,000 per month1,000 × 12 = 12,000multiply by 12 first
One-sixth of the profitprofit / 6a fraction, same treatment
Both partners draw a salaryadd the salariesthen split what remains
Commission on the remainderread the basenot the same as % of profit
Split first, then deductwrong orderstill sums to the profit

05 Cheat sheet

Model 4 on one page

The order, the two ways a cut is stated, and the closed form for the equal-income question.

CaseRuleOn the lesson sum
Order of operationscut first, then split2,000 out, 18,000 shared
Working partner’s incomecut + share of remainder2,000 + 10,800 = 12,800
Sleeping partner’s incomeshare of remainder₹7,200
Fixed monthly salarysalary × 121,000 a month → 12,000
Reverse questioncall the profit 100%20% + 48% = 68%
Equal incomes, capitals 1 : nsalary = (n−1)/2n of profitn = 2 → 25%
Split first, then deductwrong, and it still adds up12,000 vs 12,800
The wrong order passes the sum checkSplit-first gives ₹12,000 and ₹8,000, which totals the profit exactly. Only the order protects you, so state it before you compute: cut, then remainder, then split.
Split-first underpays the managerIt makes the sleeping partner contribute to the wage, so the manager loses and the sleeping partner gains — ₹800 each way here. Knowing the direction is a fast way to check your own working.
Percentages beat rupees when the profit is unknownCall the profit 100%, express the cut and both shares as percentages, and the reverse question becomes one linear equation with no rupee amounts in it until the last line.

06 Where & why

Where this shows up

Model 4 is the one that reflects how real firms actually pay their partners, and the one where exam setters get the most out of a single ordering error.

Bank PO · SSC CGL
Percentage-cut questions run forwards and backwards

“A takes 20% as salary and A’s total income is ₹13,600 — find the profit.” Percentages of the profit settle it in one line.

TCS NQT · Infosys
Fixed monthly salary for the manager

“₹1,000 per month” has to become ₹12,000 before anything else happens. Forgetting the × 12 is the second trap in this model.

CAT · XAT
Equal-income conditions

“Both receive the same income — what percentage is the salary?” With capitals 1 : n the answer is (n − 1)/2n, which is worth knowing rather than deriving under time pressure.

Real partnership deeds
Remuneration clauses

A deed sets out a partner’s salary and commission as a charge against profit, and only the residue is divided by the profit-sharing ratio. The model is the accounting rule, not an exam invention.

Model 5 leaves this alone and goes back to counting capital-months, but with a capital that changes part way through the year. The two combine freely: a working partner can also add capital in month five.

07 Interview questions

What gets asked

Ten, and the second one is the question this whole lesson exists to answer.

What is the difference between a sleeping and a working partner?
A sleeping partner supplies capital only, and their income is their capital share of the profit. A working partner supplies capital and runs the business, so they take a salary or a percentage cut first and then share the remainder like anyone else. Income = cut + share for one, share alone for the other.
Does the manager’s cut come out before or after the profit is split?
Before, always. It is a charge against the profit, like any other cost of running the business, so the capital ratio divides only what is left. Splitting first and deducting afterwards gives a different answer that still adds to the total profit, which is exactly why it survives a check.
Amit and Sumit invest ₹60,000 and ₹40,000; Amit takes 10% of a ₹20,000 profit as a fee. Find both incomes.
₹12,800 and ₹7,200. The fee is ₹2,000, leaving ₹18,000 to split 3 : 2, so Amit’s share is ₹10,800 and Sumit’s is ₹7,200. Amit’s total is the fee plus his share.
What does the wrong order give in that question, and by how much is it out?
₹12,000 and ₹8,000, out by ₹800 each way. Splitting the full ₹20,000 in 3 : 2 makes the sleeping partner contribute to the manager’s wage, so the manager is underpaid and the sleeping partner overpaid. Both figures still total ₹20,000.
The manager gets ₹1,000 per month. What do you do with that?
Multiply by 12 to get the annual cut of ₹12,000, then take it off the top exactly as you would a percentage. A monthly figure in a yearly question is a units mismatch, and it is the second most common error in this model after the ordering one.
A and B invest in the ratio 3 : 2; A takes 20% of the profit as salary and A’s total income is ₹13,600. Find the profit.
₹20,000. Call the profit 100%: the cut is 20%, the remainder 80%, and A’s share of that is 3/5 of 80% = 48%, so A’s income is 68%. Then 68% = 13,600 gives 1% = 200 and the profit is ₹20,000.
A invests ₹40,000 and B ₹80,000; A takes a salary and both end up with the same income. What percentage of the profit is the salary?
25%. The capital ratio is 1 : 2, so the remainder splits as x and 2x. Equal incomes means salary + x = 2x, so the salary is x, and the total profit is x + 3x = 4x. In general, for capitals 1 : n the salary is (n − 1)/2n of the profit.
What if both partners draw a salary?
Add the two salaries, take the total off the top, and split what remains by the capital ratio. Each partner’s income is then their own salary plus their share. Nothing about the order changes; there is simply more coming off before the split.
“Commission on the remaining profit” instead of a percentage of the profit — does that matter?
Yes, and the question is written to see whether you notice. A 20% cut of a ₹20,000 profit is ₹4,000; 20% of the remainder is 20% of (20,000 − the cut), which solves to a different figure. Read what the percentage is a percentage of before you multiply.
Is this how real firms pay partners?
Broadly yes. A partnership deed treats a working partner’s remuneration and any interest on capital as charges against profit, and only the residue is divided in the profit-sharing ratio. The exam version simplifies the tax treatment but the order of operations is the real accounting order.

08 Practice problems

Six on the order of operations

State the cut before you touch the capital ratio in every one. Three of these run backwards from an income to a profit, where percentages are much faster than rupees.

A fee off the top

Easy
A and B invest ₹40,000 and ₹60,000. A is the working partner and takes 15% of the total profit as a management fee. The profit is ₹40,000. Find A’s total income.
Follow-up
A has the smaller capital and still may not come out behind, which is the whole point of the fee. Compute the fee, the remainder and the share as three separate lines.
Show the hint
15% of 40,000 first. The remainder splits 2 : 3.

A salary in months

Easy
A and B invest ₹50,000 and ₹75,000. A manages the shop for a salary of ₹1,000 per month. The total annual profit is ₹45,000. Find B’s share.
Follow-up
The salary is quoted monthly and the profit annually, so one multiplication has to happen before anything else. B is the sleeping partner, so B’s income is one term, not two.
Show the hint
Annualise the salary, subtract it, then take 3 parts of 5.

Who ends up ahead

Medium
P and Q invest ₹50,000 and ₹70,000. P is the active partner and takes 10% of the total profit. The profit is ₹60,000. Find the difference between their final incomes.
Follow-up
P has less capital but draws a wage, so the direction of the gap is not obvious until you compute it. Both incomes have to be finished before you subtract.
Show the hint
The remainder is ₹54,000 over 12 parts. Then add the fee to P only.

Backwards from an income

Medium
A and B invest in the ratio 3 : 4. A gets 16% of the total profit as a salary and A’s total income is ₹13,000. Find the total profit.
Follow-up
No rupee amount is given except A’s income, so working in rupees means carrying an unknown through every line. Calling the profit 100% removes the unknown until the last step.
Show the hint
A’s income is 16% plus 3/7 of 84%. Express that as a single percentage.

The ratio of final incomes

Medium
X invests three times as much as Y. Y is the manager and takes 10% of the total profit as a salary. Find the ratio of their final incomes.
Follow-up
No profit figure is given and none is needed, because a ratio of incomes is scale-free. The partner with the smaller capital is the one drawing the wage, which pulls the ratio well away from 3 : 1.
Show the hint
Take the profit as 100. X gets 3/4 of 90; Y gets 10 plus 1/4 of 90.

The equal-income condition

Hard
(a) A invests ₹50,000 and B invests ₹1,00,000; A takes a salary and both end up with identical incomes — what percentage of the profit is A’s salary? (b) Repeat with P at ₹30,000 and Q at ₹1,20,000. (c) Derive a formula for the salary percentage when the manager’s capital and the sleeping partner’s are in the ratio 1 : n, and check it against both answers.
Follow-up
Parts (a) and (b) look like separate questions and are one question with n = 2 and n = 4. Part (c) is what makes them one: deriving (n − 1)/2n turns a pair of arithmetic exercises into a result you can quote in an exam in seconds.
Show the hint
Let the remainder split as x and nx. Equal incomes means salary + x = nx, and the total profit is salary + (1 + n)x.